Stand Alone Dental Plans California

Sometimes stand alone plans offer richer benefits.

Stand alone dental plans california.

Delta dental ppo plans are underwritten by delta dental insurance company in al dc policy ient p core dc rev2018 fl ga la ms mt nv and ut and by not for profit dental service companies in these states. Ca delta dental of california. 0 for in network preventive services. Separate stand alone dental plans cover routine preventive care to complex procedures like root canals a dental plan can help protect your finances and health for you and your family our experts can answer your questions and help you understand how to choose and enroll in a dental insurance plan that s right for you.

Adults can get dental coverage in california by purchasing it as a supplement to their health insurance plan or on a stand alone basis. How to preview dental plans. While most dental plans require a waiting period for major services like crowns or root canals if you switch from your existing comparable plan to an aetna plan we will waive your waiting period so you can start using your plan right away. If a health plan includes dental the premium covers both health and dental coverage.

Separate stand alone dental plans. If you choose a separate dental plan you ll pay a separate additional premium. 50 deductible for individuals and 150 deductible for families. An exception is when the dental insurance is a supplement to a health plan that is purchased by an employer.

Stand alone dental plan a type of dental plan offered through the marketplace that s not included as part of a health plan. You may want this if the health coverage you choose doesn t include dental or if you want different dental coverage. Dental coverage for children is considered an essential health benefit so all health plans purchased through covered california include dental coverage for members under age 19. A typical annual maximum can range between 750 and 1 500.

Pa md delta dental of. Check to see if aetna dental direct is available in your state. Some dental plans don t have an annual maximum limit on extensive dental care but others do. In some cases separate stand alone plans are offered.

An annual maximum is the dollar amount your dental plan will pay toward your dental care expenses within a specific period usually a year. With a variety of plans available you can find basic dental coverage for general dental care or choose coverage for major care such as dental implants. Please see your plan booklet or policy for a complete description of plan benefits limitations and exclusions. Dental health is an important part of your overall health.

Adults with and without children can enroll in family dental plans but they must purchase a health plan through covered california to be eligible. Up to 1 500 covered per year after deductible and coinsurance for restorative services.